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Really Simple Investing
We offer financial education about how to invest using a few very simple approaches.  We do this with the information on this web site, educational materials, seminars and our books.


We have no financial products to sell or promote.  What do have is years of research, practical experience and a passion for helping others become more financially secure.


You see I grew up in a family that never saved or invested. Fortunately I have worked in the financial services industry all of my life.  I have worked in retail banking, insurance, tax preparation and as a financial planner. I have expertise in selling mutual funds, annuities and insurance products.  I have also worked for some of the biggest banks on Wall Street and have learned first hand how the financial services industry promotes products that might not be in your best interest.  From these experiences I have learned how almost anyone can learn to use a few very simple methods to build financial security.  

About the Author
Floyd Saunders, Author
Floyd Saunders

Floyd D. Saunders has more than 35 years of experience in the financial services industry.  Floyd’s diverse background includes experience in retail banking, investment banking, insurance, investments, annuities, financial planning, and tax preparation.


He has been an adjunct faculty member for Baker College in Wichita, Kansas, St. Mary’s College, Moraga, California, and Community Colleges in California, teaching courses in personal financial planning, managerial finance, money and banking, and principles of banking.  He has also taught extensively for the American Institute of Banking and provided training programs to a wide audience of banks.


As an educator, Floyd is providing training and educational materials to the financial services industry and consumers who want to achieve more control over their money.


Floyd's professional experience includes assignments in the business lines of retail banking operations, investment banking, institutional trust and securities services, employee and management training, and systems engineering for banking, accounting, and tax preparation firms.  He has worked for Bank of America, JP Morgan and JPMorgan Chase, TransAmerica, Security Benefit, and as a consultant in the financial services industry.  He has prior experience as a registered representative and has published several articles and books on personal financial planning, investing, and personal money management. His most recent books have included: The Five Paths to WealthFiguring Out Wall Street, Family Financial Freedom and College Without Ramen Noodles.  Learn more about Floyd at

Floyd has previously authored four programs for the American Bankers Association, Banking on Mutual Funds and Annuities, Mutual Funds and Annuities, Introduction to Securities Markets and Investing in Securities.


Floyd earned a Master of Arts degree in Management from Central Michigan University and a Bachelor of Arts degree from San Diego State University. 

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